Why Do Apartments Have Breed Restrictions?

You may be one of the many individuals in Houston, Texas that owns a pet, shopping for a new apartment. During your search, you have probably noticed that many apartment communities have pet restrictions. These restrictions often include the number of pets that are permitted per apartment, the maximum weight allowed, and breeds that are not allowed. If you are the proud owner of a dog on the restricted breed list, you may be wondering why do apartments have breed restrictions. Understanding the pet policy is crucial in finding the right fit for you and your dog.

What Are Breed Restrictions?

Breed restrictions typically only apply to dogs. Breed restrictions regulate and limit the breed of dogs that a tenant can have with them at an apartment community. Some dog breeds are thought to be more harmful than others, based upon their size and history of aggression. Dog breeds that meet this profile will be placed on an apartment community’s restricted breed list. If you want to live at a community with a pet of this breed, your application will be denied.

Who Determines Breed Restrictions?

Apartment communities do not set their own breed restriction list. Neither do their owner or management company. Insurance companies are the entity that determines restricted breeds and creates a restricted breed list. Insurance companies use data they have collected over the years to determine which breeds are more risky than others and which breeds could result in an insurance claim. The more times a claim is filed based upon a bite or attack from a specific breed, the more likely that breed will be considered high risk. Insurance companies provide their restricted breed list to apartment communities. To avoid a lapse in coverage, apartments must comply with insurance policy.

Which Breeds Are Restricted?

Not every apartment community has the same restricted breed list, of course. Breeds commonly included on restricted breed lists are American Staffordshire Terriers (commonly referred to as the Pit Bull Terrier) , Doberman Pinschers, Rottweilers, German Shepherds, Mastiffs, Great Danes, Siberian Huskies, Alaskan Malamutes, and wolf-hybrids. Insurance companies also restrict any mix comprised of one of more of the previously mentioned breeds.

How Can I Find Out If My Dog Is On The Restricted Breed List?

Contact a REALTOR to help you! The restricted breed list varies from apartment community to apartment community, but a REALTOR will know which communities are able to approve you and your dog. If an apartment isn’t the right fit for your dog, a REALTOR can help you find a privately owned home or condominium to rent.